Stephanie Kelley - As the wife of an Army medical administrative officer, Stephanie Kelley knows about relocation! She truly understands the intricacies of starting over in a new city and share with her customers her insights and experiences. Stephanie's interest in real estate goes back to 1976 when she was employed by Sea Pines Corporation in one of their 'Plantations' (planned communities) in South Carolina. In 1992, she became a licensed Realtor in San Antonio, Texas. She has extensive experience in new home construction and has worked as an on-site agent for Sitterle Custom Homes, a highly respected local builder, and for David Weekley Homes, a nationally recognized semi-custom builder. She was an award winning agent and multi-million dollar producer for Crye-Leike Realtors when she lived in Franklin, Tennessee. Her commitment to quality customer service and satisfaction is evident and can be attested to by her many happy customers and clients. |  | | | "Stephanie and daughter, Breezy" | |
Randy Kelley- Randy serves as office administrator for The Homequest Team. A multi talented member of the team, Randy incorporates his many interests into running the administrative end of the business. His 30 years experience as an Army medical administrative officer prepared him for handling all types of records and detail work. Randy obtained paralegal certification while stationed in Augusta, Georgia. His attention to the numerous details that go into buying and selling property will help make your home buying and selling transactions go smoothly. He is an avid gardener and Master Naturalist and can offer advice in plant selection and South Texas lawn care to enhance your home for your enjoyment or to make it a "showcase home" for a quick sale. |  | | | "Stephanie with son, Jason" | |
|  | | | "Randy by his garden" | |
|  | | | "Daniel" | |
|  | | | "Missy the Wondercat!" | |

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Closing or Settlement >The Settlement
The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.
When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.
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| Q |
What 45,000 sq.ft. home on 5-acres on Lake Washington is described as an 'adventurous house' by its owner?
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| A |
The home of Microsoft's Bill Gates ($40+ million) has a wall of 24 video monitors featuring art and film and a 60-foot pool. |
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