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Welcome > Agent Info > The San Antonio Home Quest Team's Resume ...
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Stephanie Kelley
Accredited Buyers Representative (ABR)
Certified Residential Specialist (CRS)Graduate, Real Estate Institute (GRI), Stephanie serves as the SanAntonioHomeQuest Team leader and lead listing agent. As the wife of a now retired career soldier, Stephanie brings particularly keen insight into the challenges associated with buying and selling a home and relocating a family. Stephanie's interest in real estate goes back to 1976 when she was employed by Sea Pines Corporation in one of their 'Plantations' (planned communities) in South Carolina. In 1992, she became a licensed Realtorâ in San Antonio, Texas. She has extensive experience in new home construction and has worked as an on-site agent for Sitterle Custom Homes, a highly respected local builder, and for David Weekley Homes, a nationally recognized semi-custom builder. She has been an award-winning agent for Crye-Leike Realtors in Franklin, Tennessee. Her commitment to quality customer service and satisfaction is attested to by her many happy customers and clients and is evidenced by her unbroken record in San Antonio as a Keller Williams Legacy award winning agent.
Randy Kelley
Master of Business Administration, Batchelor of Science, Paralegal Associate
Randy serves as lead buyer’s agent & administrator for the SanAntonioHomequest Team. A multi-talented team member, Randy incorporates his many interests into both running the administrative end of the business and actively representing the interests of home buyers. His 30 years experience as an Army Medical Service Corps officer has prepared him for handling all types of records, detail work, and negotiations. Randy obtained paralegal certification while stationed in Augusta, Georgia. His attention to the numerous details that go into buying and selling property helps make an otherwise complicated process go smoothly. He is an avid gardener and Master Naturalist and, in addition to representing his clients’ realty needs, can offer advice in plant selection and South Texas lawn care to enhance their home beauty, enjoyment, and value.
Randy and Stephanie are actively involved in family and community activities. They have six children and fourteen grandchildren. Two of their sons are career members of the United States Coast Guard and a son-in-law is an Army combat Medic.
| • | In depth knowledge of property values to help you make an educated decision | | • | Up to the minute information on property availability | | • | Guidance on preparing your property for sale | | • | Extensive marketing, computer, and graphic design skills to create innovative and effective marketing programs | | • | Professional contract negotiation | | • | EXPERIENCE: Randy Kelley is a retired career military officer, who has owned and operated his own business and consulting firm. He obtained his Texas Real Estate license and joined the Keller Williams Legacy in July 2000. Stephanie Kelley began working in the Real Estate Profession in 1976. Her professional experiences include marketing and promotion, education, new construction site sales, and general real estate. She obtained her Texas Real Estate license in 1992 and joined the Keller Williams Legacy in 1999. EDUCATION: Randy Kelley holds an associate degree, a Bachelor of Science degree, and 2 Masters degrees. Stephanie Kelley has completed course work in Real Estate and Banking and holds the Accredited Buyers Representative designation (ABR), Certified Residential Specialist designation (CRS) and is a Graduate, Real Estate Institute (GRI). PROFESSIONAL AFFILIATIONS: Member of National Association of Realtors,Texas Association of Realtors, San Antonio Board of Realtors, Real Estate Buyers Agent Council, Inc., Graduate Realtor Institute, Agent Leadership Council, Keller Williams Legacy.
HOBBIES: Randy & Stephanie enjoy gardening, cooking, reading, and hiking. When time allows they enjoy traveling and visting their grandchildren.
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?
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| A |
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists. |
 See More Real Estate Trivia > |
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