San Antonio, Bulverde and San Antonio Military Bases real estate and homes for sale in Texas, Relocation - The San Antonio Home Quest Team, REALTOR® The San Antonio Home Quest Team REALTOR(r) for San Antonio, Bulverde and San Antonio Military Bases, Texas real estate - NUMBER1EXPERT™ The San Antonio Home Quest Team NUMBER1EXPERT(tm) for San Antonio, Bulverde and San Antonio Military Bases, Texas real estate
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The San Antonio Home Quest Team, REALTORŪ, real estate agent and broker for San Antonio, Bulverde and San Antonio Military Bases, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)




All agents are NOT alike! Find out why we are top real estate experts. Call us: 210-867-8743.


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"When the day comes to sell our home we will come to her for her expertise."
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Mortgage Prequalification: San Antonio, Bulverde and San Antonio Military Bases, Texas home buying, real estate listings, and homes for sale in Bexar County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top San Antonio, Bulverde and San Antonio Military Bases REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What area was designed to look like a 1940s southeastern town with traditional architecture?

A 
Disney's "Celebration" in Orlando, FL, will eventually have 8,000 houses and many commercial tourist attractions.
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The San Antonio Home Quest Team, REALTORŪ, real estate agent and broker for San Antonio, Bulverde and San Antonio Military Bases, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Stephanie & Randy Kelley
The San Antonio Home Quest Team

Keller Williams Legacy
1102 East Sonterra Boulevard, Suite 106
San Antonio, TX 78258-3999
(Stephanie Direct): 210-867-8743
(Randy Direct): 210-863-2661
(Toll Free): 800-201-9145
Fax: 210-493-4669
sanantoniohomequest@NUMBER1EXPERT.com

Stephanie & Randy Kelley have been top San Antonio producers and leaders each year since they entered the real estate profession. They pride themselves on their ability to make the real estate buying,selling and management process as effective and trouble free as possible. Their commitment to quality customer service and satisfaction is evident and can be attested to by many happy customers and clients. Call Stephanie or Randy today!!!

ABRGRIREALTORMLSEqual Housing


Keller Williams Legacy real estate and homes for sale in San Antonio, Bulverde and San Antonio Military Bases, Texas

Keller Williams Legacy real estate and homes for sale in San Antonio, Bulverde and San Antonio Military Bases, Texas

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