San Antonio, Bulverde and San Antonio Military Bases, Texas Real Estate Listings & Homes For Sale - The San Antonio Home Quest Team

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If you'll need a mortgage loan to purchase a home, it's best to find out about your loan qualifications before you hit the road home hunting. Any lender will pre-qualify you based on your family income, debts, and credit history.

When possible, we recommend you use a lender that has a loan officer actually located in San Antonio, and we recommend that you not use one of the on-line-lenders. Why? If you use an Internet lender, you'll still get your mortgage loan, but might have problems with the lender's responsiveness and punctuality when you close on the sale.

One out-of-towner that's an exception is the Exclusive Physician Loan program that's specifically designed to help qualified physicians acquire a San Antonio area home with 100% financing and no money down.

Find out more about the 100% Physician Loans program by calling us NOW! 800 201 9145

Here, among dozens in and around San Antonio, are some local lenders you might consider contacting (only because they've given good service to our past buyers). We have no formal business affiliation with any of these folks. The listing order doesn't indicate preference. They've all shown equal ability and have a record of quoting reasonable charges.

Jamie Spanley
Mortgage Banking Officer
Physician And Other Professional Loan Programs
BBVA Compass Bank, San Antonio
200 Concord Plaza, Ste 600
San Antonio, TX 78216
(210) 370-6028 (office)
(210) 274-5011 (cell)
(866) 491-5619 (fax)
jaime.spanley@bbvacompass.com

Patrick Fitzgerald
Senior Loan Officer and Military Expert
Prime Lending
(210) 483-4900 (office)
(800) 671-4995 (toll free)
(210) 862-6296 (mobile)
(877) 877-9028 (fax)
Pat@PrimeLending.com

J.P. Watkins, Mortgage Broker
True Texas Lending, LLC
9311 San Pedro , Ste 100
San Antonio, TX 78216
Toll Free (1-800) 460-6990
Office: (210) 490-4253
Cell: (210) 837-3006
FAX: (210) 490-7253
Jpwatkins@truetexaslending.com

Melissa Kulikoff
Sr. Loan Officer
AMCAP Mortgage, Ltd.
Cell: (210) 849-9030
Fax: (210) 957-8535
yourtexaslender@gmail.com

Cyrena Adams-Durkee
Senior Loan Originator
United Lending (210) 918-6874
E-Fax: (210) 918-6875
Cell: (210) 685-5618
2338 N. Loop 1604 W. Suite 290
San Antonio, 78248
cyrena.durkee@unitedlendingusa.com
unitedlendingusa.com

You might also consider contacting the loan department at your bank or credit union.

Of course, you can always call us, or send an E-mail, if you have mortgage loan questions or if you need San Antonio advice or assistance.

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Accepting An Offer >Negotiating Factors

Negotiations for the sale of a home can be affected by emotional factors. For example, it is easy to be offended by someone who is making an offer on your property. Even if the buyers love your house, they are trying to negotiate the best possible price and terms. They probably will not let you know how much they want your home until they have negotiated a purchase agreement.

Buyers almost never write offers that please the sellers entirely. Offers and counter offers may be traded back and forth over days or weeks. Terms of the sale will be discussed and deadlines will be set. When there is finally a meeting of the minds, both sides may feel relieved but exhausted by the process. One of a real estate agent's most important jobs is to act as the intermediary during such negotiations. With your agents knowledge of financing, negotiation procedures, and the tax laws affecting real estate sales, agents come up with creative solutions to the challenges that may arise.

	See All Tips In The "Accepting An Offer" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?
A	Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age.
See More Real Estate Trivia >

The San Antonio Home Quest Team, REALTOR®, real estate agent and broker for San Antonio, Bulverde and San Antonio Military Bases, Texas home listings, property and land for sale - NUMBER1EXPERT

Stephanie & Randy Kelley
The San Antonio Home Quest Team
Keller Williams Legacy
1102 East Sonterra Boulevard, Suite 106
San Antonio, TX 78258-3999
(Stephanie Direct): 210-867-8743
(Randy Direct): 210-863-2661
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Fax: 210-493-4669
(Toll Free) : 800-201-9145
sanantoniohomequest@NUMBER1EXPERT.com
Stephanie & Randy Kelley have been top San Antonio producers and leaders each year since they entered the real estate profession. They pride themselves on their ability to make the real estate buying,selling and management process as effective and trouble free as possible. Their commitment to quality customer service and satisfaction is evident and can be attested to by many happy customers and clients. Call Stephanie or Randy today!!!

Keller Williams Legacy real estate and homes for sale in San Antonio, Bulverde and San Antonio Military Bases, Texas

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