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Loan Information
Welcome > Resources > Loan Information ...

 

If you'll need a mortgage loan to purchase a home, it's best to find out about your loan qualifications before you hit the road home hunting. Any lender will pre-qualify you based on your family income, debts, and credit history.

When possible, we recommend you use a lender that has a loan officer actually located in San Antonio, and we recommend that you not use one of the on-line-lenders. Why? If you use an Internet lender, you'll still get your mortgage loan, but might have problems with the lender's responsiveness and punctuality when you close on the sale.  

One out-of-towner that's an exception is the Exclusive Physician Loan program that's specifically designed to help qualified physicians acquire a San Antonio area home with 100% financing and no money down. 

The Exclusive Physician Loans site website is here: 

100%Physician Loans 

Here, among dozens in and around San Antonio, are some local lenders you might consider contacting (only because they've given good service to our past buyers). We have no formal business affiliation with any of these folks. The listing order doesn't indicate preference. They've all shown equal ability and have a record of quoting reasonable charges.

Melissa Kulikoff
Senior Loan Officer
Academy Mortgage
18545 Sigma Rd., Ste 105
San Antonio, TX 78258
Office: (210) 807-6850
FAX: (210) 483-2231
Mobile: (210) 849-9030
yourtexaslender@gmail.com


J.P. Watkins, Mortgage Broker
SWBC Mortgage Corporation
9311 San Pedro , Ste 100
San Antonio, TX 78216
Business: 210-826-6999
Mobile: 210-837-3006
Fax: 210-490-7253
Email: jpwatkins@swbc.com 

Jay Gilmore
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-287-2659
Fax: 866-694-0243
jgilmore@wrstarkey.com 

Shannon Collier
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-725-8470
Fax: 866-703-8734
scollier@wrstarkey.com 

You might also consider contacting the loan department at your bank or credit union. 

Of course, you can always call us, or send an E-mail, if you have mortgage loan questions or if you need San Antonio advice or assistance.

 

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School Reports in San Antonio, Bulverde and San Antonio Military Bases, Texas
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  Schools in San Antonio, Bulverde and San Antonio Military Bases 



Real Estate Tips
For Sale By Owner >Sold

Some things are hard to measure, and others are easy. Success in a real estate sale is easy. It occurs when the "SOLD" sign is in your front yard. And having that occur as quickly as possible is the goal of every real estate agent and every home seller.

You have undoubtedly heard that old saying about the "hard way" and the "easy way" to do something. The hard way to get the "SOLD" sign up is to try and sell it yourself. The easy way is to use the services of a real estate sales professional, someone who is not only trained to get it sold, but to get as much for your home as the market will bear.

Remember, the agent doesn't get paid until your home is "SOLD". And the amount they earn in commission is dependent upon the amount of the sale. That's a lot of genuine motivation to do the job right. Save yourself headaches and frustration when you are ready to sell--call a professional real estate agent.

See All Tips In The "For Sale By Owner" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What bizarre post-midnight pageant celebrated the great transformation in Manhattan architecture during the 1920s?

A 
Beaux-Arts Architects' Ball (January 23, 1931) at the Hotel Astor commemorated the end of the first skyscraper age.
See More Real Estate Trivia >


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The San Antonio Home Quest Team, REALTOR®, real estate agent and broker for San Antonio, Bulverde and San Antonio Military Bases, Texas home listings, property and land for sale - NUMBER1EXPERT

Stephanie & Randy Kelley
The San Antonio Home Quest Team

Keller Williams Legacy
1102 East Sonterra Boulevard, Suite 106
San Antonio, TX 78258-3999
(Stephanie Direct): 210-867-8743
(Randy Direct): 210-863-2661
(Toll Free): 800-201-9145
Fax: 210-493-4669
sanantoniohomequest@NUMBER1EXPERT.com

Stephanie & Randy Kelley have been top San Antonio producers and leaders each year since they entered the real estate profession. They pride themselves on their ability to make the real estate buying,selling and management process as effective and trouble free as possible. Their commitment to quality customer service and satisfaction is evident and can be attested to by many happy customers and clients. Call Stephanie or Randy today!!!

ABR CRS GRI wcr Equal Housing MLS REALTOR




Keller Williams Legacy real estate and homes for sale in San Antonio, Bulverde and San Antonio Military Bases, Texas

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