If you'll need a mortgage loan to purchase a home, it's best to find out about your loan qualifications before you hit the road home hunting. Any lender will pre-qualify you based on your family income, debts, and credit history.
When possible, we recommend you use a lender that has a loan officer actually located in San Antonio, and we recommend that you not use one of the on-line-lenders. Why? If you use an Internet lender, you'll still get your mortgage loan, but might have problems with the lender's responsiveness and punctuality when you close on the sale.
One out-of-towner that's an exception is the Exclusive Physician Loan program that's specifically designed to help qualified physicians acquire a San Antonio area home with 100% financing and no money down.
The Exclusive Physician Loans site website is here:
100%Physician Loans
Here, among dozens in and around San Antonio, are some local lenders you might consider contacting (only because they've given good service to our past buyers). We have no formal business affiliation with any of these folks. The listing order doesn't indicate preference. They've all shown equal ability and have a record of quoting reasonable charges.
Keri M. Moses
Senior Loan Officer
Legacy Mutual Mortgage
1635 NE Loop 410, Suite 205
San Antonio, TX 78209
Office: 210-492-4900
Mobile:210-639-8872
Fax: 888-819-3535
keri@legacymutual.com
www.legacymutual.com
Shannon Collier
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-725-8470
Fax: 866-703-8734
scollier@wrstarkey.com
Melissa Kulikoff
Senior Loan Officer
Academy Mortgage
18545 Sigma Rd., Ste 105
San Antonio, TX 78258
Office: (210) 807-6850
FAX: (210) 483-2231
Mobile: (210) 849-9030
yourtexaslender@gmail.com
J.P. Watkins, Mortgage Broker
SWBC Mortgage Corporation
9311 San Pedro , Ste 100
San Antonio, TX 78216
Business: 210-826-6999
Mobile: 210-837-3006
Fax: 210-490-7253
Email: jpwatkins@swbc.com
Jay Gilmore
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-287-2659
Fax: 866-694-0243
jgilmore@wrstarkey.com
You might also consider contacting the loan department at your bank or credit union.
Of course, you can always call us, or send an E-mail, if you have mortgage loan questions or if you need San Antonio advice or assistance.