San Antonio, Bulverde and San Antonio Military Bases, Texas Real Estate Listings & Homes For Sale - The San Antonio Home Quest Team

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Welcome > Resources > Loan Information ...

If you'll need a mortgage loan to purchase a home, it's best to find out about your loan qualifications before you hit the road home hunting. Any lender will pre-qualify you based on your family income, debts, and credit history.

When possible, we recommend you use a lender that has a loan officer actually located in San Antonio, and we recommend that you not use one of the on-line-lenders. Why? If you use an Internet lender, you'll still get your mortgage loan, but might have problems with the lender's responsiveness and punctuality when you close on the sale.

One out-of-towner that's an exception is the Exclusive Physician Loan program that's specifically designed to help qualified physicians acquire a San Antonio area home with 100% financing and no money down.

The Exclusive Physician Loans site website is here:

100%Physician Loans

Here, among dozens in and around San Antonio, are some local lenders you might consider contacting (only because they've given good service to our past buyers). We have no formal business affiliation with any of these folks. The listing order doesn't indicate preference. They've all shown equal ability and have a record of quoting reasonable charges.

Keri M. Moses
Senior Loan Officer
Legacy Mutual Mortgage
1635 NE Loop 410, Suite 205
San Antonio, TX 78209
Office: 210-492-4900
Mobile:210-639-8872
Fax: 888-819-3535
keri@legacymutual.com
www.legacymutual.com

Shannon Collier
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-725-8470
Fax: 866-703-8734
scollier@wrstarkey.com

Melissa Kulikoff
Senior Loan Officer
Academy Mortgage
18545 Sigma Rd., Ste 105
San Antonio, TX 78258
Office: (210) 807-6850
FAX: (210) 483-2231
Mobile: (210) 849-9030
yourtexaslender@gmail.com

J.P. Watkins, Mortgage Broker
SWBC Mortgage Corporation
9311 San Pedro , Ste 100
San Antonio, TX 78216
Business: 210-826-6999
Mobile: 210-837-3006
Fax: 210-490-7253
Email: jpwatkins@swbc.com

Jay Gilmore
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-287-2659
Fax: 866-694-0243
jgilmore@wrstarkey.com

You might also consider contacting the loan department at your bank or credit union.

Of course, you can always call us, or send an E-mail, if you have mortgage loan questions or if you need San Antonio advice or assistance.

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School Reports in San Antonio, Bulverde and San Antonio Military Bases, Texas

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Financing Your Home >FHA Advisory

If you are in default on an FHA-insured mortgage, and the lender intends to foreclose, you should know about the Mortgage Assignment Program. You will have to provide certain information to the FHA to apply for this program.

To be considered eligible for assistance, the home must your principal residence. You must be at least three full payments behind on the mortgage, and the reason for your failure to make the mortgage payments must be due to circumstances beyond your control, such as unexpected unemployment. The FHA must be reasonably certain that you can resume making the payments at the end of 36 months and that the accrued deficiencies will be paid back before taking over the loan.

The Veteran's Administration also has a mortgage assistance program for those who have VA mortgages.

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Q	Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
A	York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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The San Antonio Home Quest Team, REALTOR®, real estate agent and broker for San Antonio, Bulverde and San Antonio Military Bases, Texas home listings, property and land for sale - NUMBER1EXPERT

Stephanie & Randy Kelley
The San Antonio Home Quest Team
Keller Williams Legacy
1102 East Sonterra Boulevard, Suite 106
San Antonio, TX 78258-3999
(Stephanie Direct): 210-867-8743
(Randy Direct): 210-863-2661
(Toll Free): 800-201-9145
Fax: 210-493-4669
sanantoniohomequest@NUMBER1EXPERT.com
Stephanie & Randy Kelley have been top San Antonio producers and leaders each year since they entered the real estate profession. They pride themselves on their ability to make the real estate buying,selling and management process as effective and trouble free as possible. Their commitment to quality customer service and satisfaction is evident and can be attested to by many happy customers and clients. Call Stephanie or Randy today!!!

Keller Williams Legacy real estate and homes for sale in San Antonio, Bulverde and San Antonio Military Bases, Texas

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