San Antonio, Bulverde and San Antonio Military Bases, Texas Real Estate Listings & Homes For Sale - The San Antonio Home Quest Team

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If you'll need a mortgage loan to purchase a home, it's best to find out about your loan qualifications before you hit the road home hunting. Any lender will pre-qualify you based on your family income, debts, and credit history.

When possible, we recommend you use a lender that has a loan officer actually located in San Antonio, and we recommend that you not use one of the on-line-lenders. Why? If you use an Internet lender, you'll still get your mortgage loan, but might have problems with the lender's responsiveness and punctuality when you close on the sale.

One out-of-towner that's an exception is the Exclusive Physician Loan program that's specifically designed to help qualified physicians acquire a San Antonio area home with 100% financing and no money down.

Find out more about the 100% Physician Loans program by calling us NOW! 800 201 9145

Here, among dozens in and around San Antonio, are some local lenders you might consider contacting (only because they've given good service to our past buyers). We have no formal business affiliation with any of these folks. The listing order doesn't indicate preference. They've all shown equal ability and have a record of quoting reasonable charges.

Keri M. Moses
Senior Loan Officer
Legacy Mutual Mortgage
1635 NE Loop 410, Suite 205
San Antonio, TX 78209
Office: 210-492-4900
Mobile:210-639-8872
Fax: 888-819-3535
keri@legacymutual.com
www.legacymutual.com

Patrick Fitzgerald
Senior Loan Officer, Military Expert
270 N. Loop 1604 East Suite 310
San Antonio, TX 78232
Office 210 483 4900
Toll Free 800 671 4955
Mobile 210 862 6296
Fax 877 877 9028
Pat@PrimeLending.com
www.247mortgageinfo.com

Shannon Collier
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-725-8470
Fax: 866-703-8734
scollier@wrstarkey.com

Melissa Kulikoff
Senior Loan Officer
Academy Mortgage
18545 Sigma Rd., Ste 105
San Antonio, TX 78258
Office: (210) 807-6850
FAX: (210) 483-2231
Mobile: (210) 849-9030
yourtexaslender@gmail.com

J.P. Watkins, Mortgage Broker
SWBC Mortgage Corporation
9311 San Pedro , Ste 100
San Antonio, TX 78216
Business: 210-826-6999
Mobile: 210-837-3006
Fax: 210-490-7253
Email: jpwatkins@swbc.com

Jay Gilmore
Senior Loan Officer
WR Starkey Mortgage
12500 San Pedro Ave., Ste 100
San Antonio, TX 78216
Office: 210-545-9300
Cell: 210-287-2659
Fax: 866-694-0243
jgilmore@wrstarkey.com

You might also consider contacting the loan department at your bank or credit union.

Of course, you can always call us, or send an E-mail, if you have mortgage loan questions or if you need San Antonio advice or assistance.

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First Time Buyers >Services from a Real Estate Agent

It's an old adage that "the best things in life are free." One of these things is extremely valuable to home buyers -- the advice of an experienced real estate sales professional.

In the traditional home sale, it is the seller who pays the commission that is divided among the various sales professionals involved in the transaction. Unless you are hiring a buyer's broker, the buyer gets several free services from the real estate agent: 1) Target marketing that locates the homes you can afford; 2) Loan pre-qualification that saves you time; 3) Guidance in obtaining the best mortgage terms.

The marketing professional knows that if there is no financing, there is no purchase. Most real estate agents have become quite expert in the mortgage market. Please contact a real estate professional if you are seeking advice about buying or selling a property.

	See All Tips In The "First Time Buyers" Category >
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Q	What five basic components of a "smart home" can be controlled by technology?
A	Lighting and window treatments, security and access control, data communication, environmental/energy management, and audio/video entertainment can all be operated by a "smart home".
See More Real Estate Trivia >

The San Antonio Home Quest Team, REALTOR®, real estate agent and broker for San Antonio, Bulverde and San Antonio Military Bases, Texas home listings, property and land for sale - NUMBER1EXPERT

Stephanie & Randy Kelley
The San Antonio Home Quest Team
Keller Williams Legacy
1102 East Sonterra Boulevard, Suite 106
San Antonio, TX 78258-3999
(Stephanie Direct): 210-867-8743
(Randy Direct): 210-863-2661
(Toll Free): 800-201-9145
Fax: 210-493-4669
sanantoniohomequest@NUMBER1EXPERT.com
Stephanie & Randy Kelley have been top San Antonio producers and leaders each year since they entered the real estate profession. They pride themselves on their ability to make the real estate buying,selling and management process as effective and trouble free as possible. Their commitment to quality customer service and satisfaction is evident and can be attested to by many happy customers and clients. Call Stephanie or Randy today!!!

Keller Williams Legacy real estate and homes for sale in San Antonio, Bulverde and San Antonio Military Bases, Texas

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